Our premium prepaid funeral plan for a funeral in Portugal
A popular choice for expats living abroad, Expat Plus is our premium Portuguese funeral plan.
This plan provides for the essential products and services for a funeral in Portugal. It provides for four days mortuary fees, which is ideal if your family are based in another country and will want to travel to Portugal for the funeral.
The Expat Plus Funeral Plan - Portugal includes:
The Expat Plus Funeral Plan - Portugal excludes:
When your funeral takes place in Portugal, the disbursements costs for a cremation are included in your plan. When your funeral takes place in UK your plan includes a disbursements contribution up to £1000. The contribution increases in line with the UK Consumer Price Index (CPI) on the 1st July each year. You can find full details in your Terms and Conditions.
How would you like to pay
Avalon offer a range of flexible payment options, you can decide how and when to pay for your funeral plan. Make a one off payment or opt to spread the cost, the choice is yours.
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The instalment illustration is calculated based on 6% Instalment Fee.
The Price of a Funeral
The Portugal Expat Plus Funeral Plan price of 4,434 EUR compares to the current average price of an ‘at need’ funeral price should you require a similar funeral today.
At time of sale, Avalon will allocate your plan to a specific Funeral Director(s) and have negotiated a wholesale price for the costs of provision of your funeral. These wholesale costs to Avalon vary, for example, by region and plan type but on average are for this plan are 2,748 EUR + annual uplift for inflation at today’s prices.
Unlike the plan price you pay which is fixed, the at need price today is likely to rise with inflation each year until you need a funeral. These wholesale costs to Avalon are also uplifted for inflation each year.
All the money you pay for your plan is paid into the Trust. Avalon do not receive any money from the trust unless it is funded to over 110% of required funds to provide your funeral in the future. If the trust is funded to over 110%, we receive a maximum of 1,288 EUR from the trust for every plan we sell to cover our reasonable administration overheads and expenses of running the business for each plan.
The amount Avalon receive can vary but is subject to the maximum amounts per plan and subject to the FCA funding rules. These maximums are the amounts certified by the actuary to ensure we always have sufficient funds retained on trust to provide the funeral services at time of need. This is not a fee or a charge to you and any amount you pay to us is fully refundable, subject to the cancelation terms of your plan. Please see our Funeral Plan Trusts page.
Subject to professional advice and guidelines and the Trust being over 10% in surplus, Avalon may receive additional amounts from the Trust.
If you choose to pay for your funeral plan in instalments, you can benefit from the Avalon Promise. Avalon will still provide all the services included in your plan if you pass away before your plan is fully paid if:
You die as a result of an accident at any time
Your plan has been in place for 12 months for a UK plan or 18 months for one of our Europe plans
This means your loved ones won’t have to make up the difference for the cost of the services in the plan and can focus on celebrating your life, instead of worrying about finding the money to pay for your funeral.
Find more information about the Avalon Promise.
Want to find out more about Avalon's expat funeral plans?
Request a callback to speak to one of our friendly advisors about your expat funeral plan. They can explain how our plans work and give you the information you need to choose a plan that's right for you.
You can buy your plan online, over the phone or with a specialist advisor from the comfort of your own home. Complete the form now to find out more.
Find Out More
Not the right plan for you?
We offer a range of funeral plans to suit you. Whether you’d prefer a funeral in Portugal or a repatriation back to mainland Great Britain we can help you find the right option to suit your needs and budget. Find out more about what each plan includes and doesn’t include on the plan pages.
Expat Simple - Portugal€3954 Or £3445 single payment
Covers the essentials including a basic coffin and two days mortuary fees
Monthly instalments from €51.66 per month Or £44.87 per month
Total Payable €6278.40 Or £5464.00
Repatriation Cremation Plan - Portugal€8950 Or £7795 single payment
A comprehensive repatriation plan including funeral director services and flight contribution
Monthly instalments from €183.09 per month Or £158.06 per month
Total Payable €11485.00 Or £9983.50
Why choose Avalon?
Award-winning funeral plan provider
Our plans are award-winning. We’ve been voted the 'Best Funeral Plan Provider' at the Personal Finance Awards every year since 2019. Not only that, but our Premium Plan is also Defacto 5* rated.
Avalon Promise for extra peace of mind
If you pass away before your plan is fully paid Avalon will still provide all the services in your plan once you’ve had your plan for 12 months in the UK or 18 months in the EU.
Rated excellent by our customers on Trustpilot
We have over 3,000 reviews on Trustpilot and are rated 'Excellent' by our customers. For over 25 years we’ve helped over 100,000 people feel reassured their funeral is planned and paid for.
Safe and secure
The money you pay for your plan is paid into an independently managed Trust and is held and safeguarded until the time it is needed to pay for the funeral. Avalon ensures that the Trust always has enough funds to provide the funerals of all our customers. But in the unlikely event that Avalon was to fail, the FSCS scheme guarantees to find an equivalent funeral plan replacement or financial compensation, which may be less than you paid in.
Local funeral directors
We work with local funeral directors to provide the funeral when the time comes. You can be sure that every one of the funeral directors in our network - 1,800 funeral directors in the UK and over 70 funeral directors in over 600 locations across Spain, Cyprus and Portugal - will deliver the high standards and personalised service you expect, and you and your family deserve.