Funeral plans for the over 50s

If you’re over 50, it’s likely that you’re thinking about planning for your future, including arranging your pension and thinking about how to provide for your family.

But have you thought about what will happen when you’re gone? Recent studies show that a lot of over 50s haven’t made definite plans for later life.

Research from showed that over a third of people over 55 years old don’t have a will, and a study from 2017 found that only 13 per cent of over 55s have a funeral plan.*


How over 50s funeral plans can help you

Funeral plans for over 50s are a popular way to plan ahead and make sure your funeral is taken care of when the time comes.

You can pay for your funeral costs at today’s prices and make important decisions in advance, making everything a little easier for your loved ones.

Unlike over 50s cover, funeral plans are not an insurance product. With over 50s insurance, you might end up paying in more than your family get out, and if you cancel payments you can lose everything you’ve paid in. But with a funeral plan, you’re simply paying for the essential costs in advance at today’s prices.

Find out more about the differences between over 50s insurance and funeral plans.

Why it’s important to plan ahead


A funeral can cost £5,000 or more in some parts of the UK, and the average cost of a funeral has increased by 112% since 2004.

A funeral plan lets you pay for your funeral in advance and fix Funeral Director fees at today’s prices.


The death of someone close is never easy. Planning a funeral can be stressful at what is already a difficult time.

A funeral plan makes arrangements a little easier for your loved ones when the time comes.


65%** of people believe following the wishes of a loved one is the most important part of a funeral, yet thousands pass away without making their wishes clear.

With a funeral plan, you can have your say and your loved ones can rest assured knowing you’re getting the send-off you wanted.

If you pass away before your plan is fully paid we can cover the cost with the Avalon Promise


If you choose to pay for your funeral plan over two or more years, you’ll receive the Avalon Promise.* This means that if you pass away before your plan is fully paid, Avalon will still provide all the services outlined in your plan.

  • The only plan provider that works with local, independent Funeral Directors and offers this level of security
  • Peace of mind for you and your family
  • Comes into effect after your plan has been in place for 12 months
  • Your family can focus on celebrating your life, instead of worrying about the cost of your funeral


Find your funeral plan


*Terms and Conditions apply. See our Standard T&Cs and Build Your Own T&Cs.

Why choose Avalon

Award Winning Plan Provider

We’re officially the Best Funeral Plan Provider, after thousands of people voted at the Personal Finance Awards.

Peace of mind with the Avalon Promise

For extra peace of mind, if you pass away before your plan is fully paid, Avalon can still provide all the services outlined in your plan. We’re the only provider that works with local independent Funeral Directors to offer this security.

The UK’s most trusted funeral plan provider

We have over 2,000 reviews on Trustpilot and are rated 'Excellent' by our customers. For over 25 years we’ve helped over 70,000 people feel reassured their funeral is planned and paid for.

Safe and secure

Your money is kept in an independent Trust and we are regulated by the Funeral Planning Authority.

Local Funeral Directors

We work with over 1,800 local, independent Funeral Directors – that’s more than the Co-op (1,079) or Dignity (1,200) which means you can feel reassured you and your family will have support close by.

*Study conducted by YouGov for Funeral Zone

** Study by the National Association of Funeral Directors in partnership with Cruse Bereavement Care, 2016