Peace of mind with a prepaid funeral plan

You can find the UK funeral plan that’s right for you with Avalon, voted 'Best Funeral Plan Provider' 4 years running in the Personal Finance Awards.

A funeral plan lets you take care of funeral arrangements and costs in advance, protecting those closest to you from the difficulties of deciding what type of funeral you might have wanted or finding the money to pay for it. 

What is a funeral plan?

A funeral plan lets you pay for funeral costs at today’s prices, shielding you from future increases.

With a traditional funeral, these costs are usually for the services of a funeral director, a coffin and a hearse to transport the deceased. You can also choose to include options for limousines for your family and for visiting a chapel of rest. 

You can specify the type of funeral you want and make all your wishes known. You might prefer a burial, a cremation service or a direct cremation, which is a funeral that takes place without a service or mourners present.

Arranging a funeral plan

Our trained specialists will help you choose the perfect prepaid funeral plan.

They’ll talk to you about payment plans for funerals over the phone – or by video call, whichever you prefer – guiding you through the options, so you can pick the right one for you and your family.

How can prepaid funeral plans help to beat rising costs?

Like many expenses, funeral costs have been rising steadily over a number of years. According to a recent Cost of Dying report*, average funeral costs rose from £2,281 to £4,056 between 2004 and 2021, an increase of 78%.

While this was slightly down compared to 2020’s average of £4,184, it’s predicted that funeral costs are likely to continue to rise over the coming years and could be as high as £5,089 by 2026.

The good news is a prepaid funeral plan can help protect you against future rises. By pre-paying with an Avalon Funeral Plan, you’re effectively fixing key costs at today’s prices – one of the main reasons pre-planned funerals make such good sense.

*Source: SunLife 'Cost of Dying - 2022 Report'

 

Compare our funeral plans

We offer a range of prepayment funeral plans for cremation or burial, designed to give you and your family peace of mind. Take a look and choose a plan which most suits your needs and budget.

Cremation Only Plan

£1485

This is a prepaid cremation plan, for an unattended direct cremation, that doesn’t include a service

Monthly instalments from £14.10 Total Payable £2596.50

Celebration Plan

£2795

This plan includes a simple family led service at your chosen crematorium

Monthly instalments from £27.05 Total Payable £4928.30

Standard Funeral Plan

£3745

This plan covers the services of a funeral director, a coffin and hearse

Monthly instalments from £36.45 Total Payable £6619.30

Plus Funeral Plan

£4095

The Standard Plan, plus one limousine and the option to visit your loved one in a chapel of rest

Monthly instalments from £39.71 Total Payable £7226.70

Premium Funeral Plan

£4345

This plan includes a quality coffin, two limousines and some extra personal touches.

Monthly instalments from £41.98 Total Payable £7656.10

The instalment illustration is calculated based on 5.2% Instalment Fee, find out more information about ways to pay here

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With over 3,000 reviews, Avalon are rated Excellent by consumers using the Trustpilot website. We've been established for over 25 years with over 100,000 customers all happy in the knowledge that their funerals are planned and paid for.

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Speak to our funeral plan specialists

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You can find out more and buy an Avalon UK funeral plan over the phone, or on a video call from the comfort of your own home.

Fill in the form to get a call back from one of our friendly funeral plan specialists. They can help you arrange an appointment to discuss your plan needs in more detail.

Find out more about our ways to buy a UK funeral plan

 

Contacting us from Europe?

Speak to a specialist about our Expat Plans

Frequently Asked Questions

What does a funeral plan include?

A traditional funeral plan includes the costs of the appointed funeral director to care for the deceased, to take care of the funeral arrangements including the handling the legal paperwork for the funeral to go ahead and includes a service at a crematorium or burial ground. These types of plans include a hearse to transport the deceased as well as the option to include limousines, a coffin and the funeral director will conduct the service on the day.  

There are also certain third-party costs associated with a funeral that the funeral director will pay on your behalf, such as doctor’s fees, crematorium fees, and ministers fees.

For people that don’t want all the fuss that comes with a traditional funeral it’s now possible to have funeral plan that includes a cremation without a service or mourners present (commonly known as a direct cremation), or family-led service at a crematorium.

To see exactly what is included in each Avalon funeral plan, including any disbursement allowance to contribute towards third party costs, please visit the relevant plan page; Cremation Only Plan, Celebration Plan, Standard Plan, Plus Plan and the Premium Plan.

Different plans and providers include different things in their plans, so please ensure you are aware of what you plan and includes and doesn’t include before making a purchase. 

How can I pay for an Avalon Funeral Plan?

We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with affordable monthly payments.

You can pay in a lump sum or over 12 months with no additional charges.

You can pay by monthly instalments by paying a deposit now and spreading the cost over two to 15 years. This option is subject to a 5.2% annual instalment charge.

For further flexibility, you can increase your payments or pay off the outstanding balance at any point. Our payment options are designed to suit you and your needs, but the sooner you can pay off your plan, the cheaper it will be.

Will the funeral director be local to me?

We will allocate your plan to the most local funeral director in our network. We work with more than 1,800 trusted and reputable funeral directors in the UK.

At Avalon we visit all the Funeral Directors we work with in person to make sure that they meet our high standards and will provide your family with the personalised service you and they deserve. 

Can I transfer my plan to someone else?

Yes, it is possible to transfer your plan to someone else, such as a family member or friend – you’ll just need to give us written consent to do so. The new plan holder will be entitled to all the same products and services covered by the plan.

If you’re part way through paying for your plan in instalments when you transfer it, the balance of what you have paid will be used as a deposit towards the transferred plan. Payment plans for funerals cannot be transferred after the plan holder dies.

What does a funeral plan include?
How can I pay for an Avalon Funeral Plan?
Will the funeral director be local to me?
Can I transfer my plan to someone else?

A traditional funeral plan includes the costs of the appointed funeral director to care for the deceased, to take care of the funeral arrangements including the handling the legal paperwork for the funeral to go ahead and includes a service at a crematorium or burial ground. These types of plans include a hearse to transport the deceased as well as the option to include limousines, a coffin and the funeral director will conduct the service on the day.  

There are also certain third-party costs associated with a funeral that the funeral director will pay on your behalf, such as doctor’s fees, crematorium fees, and ministers fees.

For people that don’t want all the fuss that comes with a traditional funeral it’s now possible to have funeral plan that includes a cremation without a service or mourners present (commonly known as a direct cremation), or family-led service at a crematorium.

To see exactly what is included in each Avalon funeral plan, including any disbursement allowance to contribute towards third party costs, please visit the relevant plan page; Cremation Only Plan, Celebration Plan, Standard Plan, Plus Plan and the Premium Plan.

Different plans and providers include different things in their plans, so please ensure you are aware of what you plan and includes and doesn’t include before making a purchase. 

We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with affordable monthly payments.

You can pay in a lump sum or over 12 months with no additional charges.

You can pay by monthly instalments by paying a deposit now and spreading the cost over two to 15 years. This option is subject to a 5.2% annual instalment charge.

For further flexibility, you can increase your payments or pay off the outstanding balance at any point. Our payment options are designed to suit you and your needs, but the sooner you can pay off your plan, the cheaper it will be.

We will allocate your plan to the most local funeral director in our network. We work with more than 1,800 trusted and reputable funeral directors in the UK.

At Avalon we visit all the Funeral Directors we work with in person to make sure that they meet our high standards and will provide your family with the personalised service you and they deserve. 

Yes, it is possible to transfer your plan to someone else, such as a family member or friend – you’ll just need to give us written consent to do so. The new plan holder will be entitled to all the same products and services covered by the plan.

If you’re part way through paying for your plan in instalments when you transfer it, the balance of what you have paid will be used as a deposit towards the transferred plan. Payment plans for funerals cannot be transferred after the plan holder dies.

What prepaid funeral plan pros and cons should I consider?

It’s important to do your research before you decide if a funeral plan is right for you. Prepaid funeral plans are now regulated by the Financial Conduct Authority (FCA) and can shelter your family from financial and emotional strain at the time of need.

Here are some funeral plan pros and cons:

Prepaid funeral plan advantages

  1. One of the great benefits of a prepaid funeral plan is that the key costs for the services included in it are fixed at today’s levels, protecting them from any potential future rises in inflation. It’s always worth confirming with the provider before you buy what is and isn’t covered, so you know exactly which costs your family might have to settle when the time comes.

  2. When you buy a funeral plan from Avalon that includes a traditional service, it will be passed to a trusted local funeral director, who will carry it out to a highly professional standard.

  3. On your passing, all a friend or family member has to do is contact your plan provider, who will put your plan in motion. It saves them looking around to find a funeral director, making difficult decisions about the arrangements and worrying about how to pay for the services in the plan.

  4. Most providers offer monthly payment plans for funerals, so you can spread the cost over as many as 15 years, as an alternative to a single upfront payment.

Prepaid funeral plan disadvantages

  1. Your family might decide they want a different funeral to the one you’ve chosen and may need to pay more depending on the type of service they prefer.

  2. There’s a chance that your chosen funeral plan provider may not have an arrangement with the funeral director you would like to use, offering you an alternative instead.

  3. If you were to die somewhere other than close to home, not every plan provider offers unlimited conveyance of your body to your nominated local funeral director.

  4. Not all funeral plans have standard names, so it can be tricky to compare them -always take the time to ensure you’re getting exactly what you want.

Why choose Avalon?

Award-winning funeral plan provider

Our plans are award-winning. We’ve been voted the 'Best Funeral Plan Provider' at the Personal Finance Awards every year since 2019.

Avalon Promise for extra peace of mind

If you pass away before your plan is fully paid Avalon will still provide all the services in your plan once you’ve had your plan for 12 months in the UK or 18 months in the EU.

Rated excellent by our customers on Trustpilot

We have over 3,000 reviews on Trustpilot and are rated 'Excellent' by our customers. For over 25 years we’ve helped over 100,000 people feel reassured their funeral is planned and paid for.

Local funeral directors

We work with local funeral directors to provide the funeral when the time comes. You can be sure that every one of the funeral directors in our network - 1,800 funeral directors in the UK and over 70 funeral directors in over 600 locations across Spain, Cyprus and Portugal - will deliver the high standards and personalised service you expect, and you and your family deserve.