Peace of mind with a prepaid funeral plan

Choose your perfect funeral plan with Avalon, voted the 'Best Funeral Plan Provider' 3 years running in the Personal Finance Awards.

A funeral plan lets you take care of funeral arrangements and costs in advance and will protect your loved one from the difficulties of deciding what type of funeral you might have wanted and from having to find the money to pay for the funeral.

A funeral plan lets you pay for funeral costs at today’s prices, so you can also protect against rising funeral costs in the future.

How can a funeral plan beat rising funeral costs?

Like many expenses, funeral costs have been rising steadily over a number of years. According to a recent report from Sunlife* between 2004 and 2021 average funeral costs rose from £2,281 to £4,056 an increase of 78%.

While this was slightly down compared to 2020’s average of £4,184 it’s predicted that funeral costs are likely to continue to rise over the coming years and could be as high as £5,089 by 2026.

The good news is a funeral plan can help protect you against future rises because by pre-paying for your funeral with an Avalon Funeral Plan you’re effectively fixing key costs at today’s prices, which makes buying a funeral plan such good sense.

*Source: SunLife 'Cost of Dying - 2022 Report'

 

 

The instalment illustration is calculated based on 5.2% Instalment Fee, find out more information about ways to pay here

Rated excellent by our customers on Trustpilot

With over 3,000 reviews, Avalon are rated Excellent by consumers using the Trustpilot website. We've been established for over 25 years with over 100,000 customers all happy in the knowledge that their funerals are planned and paid for.

Real reviews from real customers

Speak to our funeral plan specialists

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You can find out more and buy an Avalon UK or Expat funeral plan over the phone, or on a video call from the comfort of your own home.

Our Europe team also offer home visit appointments if you prefer.

Fill in the form to get a call back from one of our friendly funeral plan specialists. They can help you arrange an appointment to discuss your plan needs in more detail.

Find out more about our ways to buy a UK funeral plan or an Expat funeral plan

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Frequently Asked Questions

What is a funeral plan?

A funeral plan lets you choose the type of funeral you want and pay for it in advance.

It fixes the cost of the funeral director services at today's prices and protects you and your loved ones from any potential rises in funeral costs in the future.

It helps protect your family from some of the stress and worry of arranging and paying for your funeral at a time which is will already be upsetting for your family.

What does a funeral plan include?

A traditional funeral plan includes the costs of the appointed funeral director to care for the deceased, to take care of the funeral arrangements including the handling the legal paperwork for the funeral to go ahead and includes a service at a crematorium or burial ground. These types of plans include a hearse to transport the deceased as well as the option to include limousines, a coffin and the funeral director will conduct the service on the day.  

There are also certain third-party costs associated with a funeral that the funeral director will pay on your behalf, such as doctor’s fees, crematorium fees, and ministers fees.

For people that don’t want all the fuss that comes with a traditional funeral it’s now possible to have funeral plan that includes a cremation without a service or mourners present (commonly known as a direct cremation), or family-led service at a crematorium.

To see exactly what is included in each Avalon funeral plan, including any disbursement allowance to contribute towards third party costs, please visit the relevant plan page; Cremation Only Plan, Celebration Plan, Standard Plan, Plus Plan and the Premium Plan.

Different plans and providers include different things in their plans, so please ensure you are aware of what you plan and includes and doesn’t include before making a purchase. 

How can I pay for an Avalon Funeral Plan?

We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with affordable monthly payments.

You can pay in a lump sum or over 12 months with no additional charges.

You can pay by affordable monthly instalments by paying a deposit now and spreading the cost over two to 15 years. This option is subject to a 5.2% annual instalment charge.

For further flexibility, you can increase your payments or pay off the outstanding balance at any point. Our payment options are designed to suit you and your needs, but the sooner you can pay off your plan, the cheaper it will be.

Will my money be held securely?

We recognise that your plan represents a significant financial outlay. So, to properly protect this expenditure, the money you pay into your plan is held in an established, independently managed Trust, until the time that it’s needed.

Avalon ensures that the Trust always has enough funds to provide the funerals of all our customers. But in the unlikely event that Avalon were to fail, the FSCS scheme guarantees to find an equivalent funeral plan replacement or financial compensation, which may be less than you paid in.

For more information see the UK plan terms and conditions or Expat plan terms and conditions.

Will the funeral director be local to me?

We will allocate your plan to the most local funeral director in our network. We work with more than 1,800 trusted and reputable funeral directors in the UK.

At Avalon we visit all the Funeral Directors we work with in person to make sure that they meet our high standards and will provide your family with the personalised service you and they deserve. 

What is a funeral plan?
What does a funeral plan include?
How can I pay for an Avalon Funeral Plan?
Will my money be held securely?
Will the funeral director be local to me?

A funeral plan lets you choose the type of funeral you want and pay for it in advance.

It fixes the cost of the funeral director services at today's prices and protects you and your loved ones from any potential rises in funeral costs in the future.

It helps protect your family from some of the stress and worry of arranging and paying for your funeral at a time which is will already be upsetting for your family.

Tell me more...

A traditional funeral plan includes the costs of the appointed funeral director to care for the deceased, to take care of the funeral arrangements including the handling the legal paperwork for the funeral to go ahead and includes a service at a crematorium or burial ground. These types of plans include a hearse to transport the deceased as well as the option to include limousines, a coffin and the funeral director will conduct the service on the day.  

There are also certain third-party costs associated with a funeral that the funeral director will pay on your behalf, such as doctor’s fees, crematorium fees, and ministers fees.

For people that don’t want all the fuss that comes with a traditional funeral it’s now possible to have funeral plan that includes a cremation without a service or mourners present (commonly known as a direct cremation), or family-led service at a crematorium.

To see exactly what is included in each Avalon funeral plan, including any disbursement allowance to contribute towards third party costs, please visit the relevant plan page; Cremation Only Plan, Celebration Plan, Standard Plan, Plus Plan and the Premium Plan.

Different plans and providers include different things in their plans, so please ensure you are aware of what you plan and includes and doesn’t include before making a purchase. 

We offer a range of flexible payment methods. You can either pay for your plan in full or spread the cost with affordable monthly payments.

You can pay in a lump sum or over 12 months with no additional charges.

You can pay by affordable monthly instalments by paying a deposit now and spreading the cost over two to 15 years. This option is subject to a 5.2% annual instalment charge.

For further flexibility, you can increase your payments or pay off the outstanding balance at any point. Our payment options are designed to suit you and your needs, but the sooner you can pay off your plan, the cheaper it will be.

We recognise that your plan represents a significant financial outlay. So, to properly protect this expenditure, the money you pay into your plan is held in an established, independently managed Trust, until the time that it’s needed.

Avalon ensures that the Trust always has enough funds to provide the funerals of all our customers. But in the unlikely event that Avalon were to fail, the FSCS scheme guarantees to find an equivalent funeral plan replacement or financial compensation, which may be less than you paid in.

For more information see the UK plan terms and conditions or Expat plan terms and conditions.

We will allocate your plan to the most local funeral director in our network. We work with more than 1,800 trusted and reputable funeral directors in the UK.

At Avalon we visit all the Funeral Directors we work with in person to make sure that they meet our high standards and will provide your family with the personalised service you and they deserve. 

Why choose Avalon?

Award-winning funeral plan provider

Our plans are award-winning. We’ve been voted the 'Best Funeral Plan Provider' at the Personal Finance Awards every year since 2019. Not only that, but our Premium Plan is also Defacto 5* rated.

Avalon Promise for extra peace of mind

If you pass away before your plan is fully paid Avalon will still provide all the services in your plan once you’ve had your plan for 12 months in the UK or 18 months in the EU.

Rated excellent by our customers on Trustpilot

We have over 3,000 reviews on Trustpilot and are rated 'Excellent' by our customers. For over 25 years we’ve helped over 100,000 people feel reassured their funeral is planned and paid for.

Safe and secure

The money you pay for your plan is paid into an independently managed Trust and is held and safeguarded until the time it is needed to pay for the funeral. Avalon ensures that the Trust always has enough funds to provide the funerals of all our customers. But in the unlikely event that Avalon was to fail, the FSCS scheme guarantees to find an equivalent funeral plan replacement or financial compensation, which may be less than you paid in.

Local funeral directors

We work with local funeral directors to provide the funeral when the time comes. You can be sure that every one of the funeral directors in our network - 1,800 funeral directors in the UK and over 70 funeral directors in over 600 locations across Spain, Cyprus and Portugal - will deliver the high standards and personalised service you expect, and you and your family deserve.