How much does a funeral cost?
How much does a funeral plan cost?
What does my plan include?
What's not included?
What happens if I die before all my instalment payments have been made?
This depends on what kind of funeral you want. The average cost of a cremation funeral in 2018 was £3,744 and the average cost of a burial funeral was £4,798.
Funeral costs can also vary a lot by region. For example, in 2018 the average cost of a funeral in London was £5,880.
In addition, funeral costs are currently rising year on year above the rate of inflation. By 2033, the average funeral could cost over £12,000, according to market data and Avalon’s projections.
Don’t forget, if you choose extras such as a special type of coffin, extra limousines to take friends and family to the venue, or floral tributes, this will cost more. Bear this in mind when arranging a funeral for a loved one, or making plans in advance for yourself.
Avalon’s prepaid plans start from £1,895, or £17.76 a month, for our Cremation Only plan. We also offer a range of plans for a more traditional funeral, from our simple Balmoral plan to the premium Windsor Way.
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Your plan guarantees the Funeral Director’s services at no extra cost to you or your next of kin, providing your plan is fully paid and the funeral is carried out by the Funeral Director allocated by Avalon. Your plan also includes an allowance towards the disbursements cost. The Funeral Director and the disbursements allowance are stated on your plan certificate. Your plan will also include any additional services you’ve selected and have made payment for or are making payments for.
If you purchased a plan with a Fixed Monthly Payment (insurance policy) your payments must be up to date and you must have had your plan for a minimum period of 2 years to use the plan.
Avalon’s range of funeral plans does not include additional services that you may have requested but have not or are not making payments for (such as funeral flowers, obituary notices, memorials or a wake).
For our Balmoral, Highgrove and Windsor Way funeral plans, there is a disbursement allowance of £1,000 plus annual uplifts in Consumer Price Index (CPI). The funeral plan does not include disbursement costs above this allowance.
If you choose one of our funeral plans for burial, the plan does not include the purchase of a burial plot.
If you die outside the UK mainland or Northern Ireland, the plan does not include the cost of repatriation.
Our Cremation Only Plan does not include a service. It is a simple, unattended send-off without a service or mourners. The Cremation Only Plan includes the collection of the deceased in a suitable dignified vehicle from the place of death, the provision of a standard coffin, and all third-party costs covered.
For extra peace of mind, if you choose to pay for your funeral plan by instalments over two or more years, you can benefit from our Avalon Promise. It means that if you die before all your instalments have been made, Avalon can cover the costs of all the services included in your chosen plan.
If you’ve bought a Balmoral, Highgrove or Windsor Way funeral plan, or a Build Your Own plan online, on or after 1st January 2019 in the UK, and you’ve chosen to pay over two years or more, you’ll benefit from the Avalon Promise. The Avalon Promise comes into effect when your plan has been in place for 12 months.
If your plan is not covered by the Avalon Promise and you die before all instalments have been paid, your representative will have two options. They can either pay the outstanding balance before the funeral, or cancel the plan in writing and we will return all payments, less a cancellation fee of £395 for standard plans or £95 for our Cremation Only plan.
Find out more about the Avalon Promise.