Expat Plus Funeral Plan

The Expat Plus Funeral Plan - Spain includes:

Appointed Funeral Director attending to all the necessary funeral arrangements prior to and on the day of the funeral
Appointed Funeral Director providing confidential advice on the certification and registration of the death
Collection and transportation of the deceased from a place of residence, a care home, hospital or resting place in Spain to the mortuary
Care and preparation the deceased at the funeral home – to include full hygienic treatment as required
Supply of a quality veneer effect coffin - suitable for burial or cremation
Minister or celebrant for funeral service
Relevant funeral staff required to conduct the funeral service
Avalon LifeLocker
Cremation fees
4 days mortuary expenses
Transportation of the deceased to the FD appointed crematorium
Time to pay last respects
National and International death certificate
24-hour bereavement line with English speaking operators based in Europe
Small spray of flowers
Supply of a simple urn
Cremation certificate to allow ashes to be taken on board an aircraft, where appropriate

The Expat Plus Funeral Plan - Spain excludes:

Any services for a Funeral Director not appointed by Avalon
Additional venue costs to host the event or a service, including a church service
A wake, including the costs associated with catering for the funeral congregation/guests
Obituary notices posted in the media
Flowers, floral tributes, or any items requested in celebration of the deceased
Burial plot – a plot of land purchased to be used as a grave
Headstone, memorials, or associated costs for stonework and erection thereof
Gifts, including charitable donations
Cost incurred for the upkeep and maintenance of a memorial
Any transportation of funeral guests on the day of the funeral
List of funeral guests who sent flowers and charitable donations
Use of chapel of rest for viewing the deceased
Hymn cards and order of service
Audio or visual equipment
Interment or distribution of ashes
Repatriation to or from Spain
Transfer to or from Mainland Spain, Canary Islands and Balearic Islands

When your funeral takes place in Spain, the disbursements costs for a cremation are included in your plan. When your funeral takes place in UK your plan includes a disbursements contribution up to £1000. The contribution increases in line with the UK Consumer Price Index (CPI) on the 1st July each year. You can find full details in your Terms and Conditions.

How would you like to pay

Avalon offer a range of flexible payment options, you can decide how and when to pay for your funeral plan. Make a one off payment or opt to spread the cost, the choice is yours.

Select your preferred currency now and proceed to configure your payment options

The instalment illustration is calculated based on 6% Instalment Fee.

The Price of a Funeral

The Spain Expat Plus Funeral Plan price of 4,434 EUR compares to the current average price of an ‘at need’ funeral price should you require a similar funeral today.

At time of sale, Avalon will allocate your plan to a specific Funeral Director(s) and have negotiated a wholesale price for the costs of provision of your funeral. These wholesale costs to Avalon vary, for example, by region and plan type but on average are for this plan are 2,748 EUR + annual uplift for inflation at today’s prices.

Unlike the plan price you pay which is fixed, the at need price today is likely to rise with inflation each year until you need a funeral. These wholesale costs to Avalon are also uplifted for inflation each year.

Spain Expat Plus Funeral Plan - The Price of a Funeral

Trust Amounts

All the money you pay for your plan is paid into the Trust. Avalon do not receive any money from the trust unless it is funded to over 110% of required funds to provide your funeral in the future. If the trust is funded to over 110%, we receive a maximum of 1,288 EUR from the trust for every plan we sell to cover our reasonable administration overheads and expenses of running the business for each plan.

The amount Avalon receive can vary but is subject to the maximum amounts per plan and subject to the FCA funding rules. These maximums are the amounts certified by the actuary to ensure we always have sufficient funds retained on trust to provide the funeral services at time of need. This is not a fee or a charge to you and any amount you pay to us is fully refundable, subject to the cancelation terms of your plan. Please see our Funeral Plan Trusts page.

Subject to professional advice and guidelines and the Trust being over 10% in surplus, Avalon may receive additional amounts from the Trust.

The Avalon Promise provides extra peace of mind for you and your family

 

If you choose to pay for your funeral plan in instalments, you can benefit from the Avalon Promise. Avalon will still provide all the services included in your plan if you pass away before your plan is fully paid if:

  • You die as a result of an accident at any time

  • Your plan has been in place for 12 months for a UK plan or 18 months for one of our Europe plans

This means your loved ones won’t have to make up the difference for the cost of the services in the plan and can focus on celebrating your life, instead of worrying about finding the money to pay for your funeral.

Find more information about the Avalon Promise. 

Full Avalon Promise terms, conditions and exclusions can be found in the UK plan Terms and Conditions and Europe plan Terms and Conditions

Want to find out more about Avalon's expat funeral plans?

 

Request a callback to speak to one of our friendly advisors about your expat funeral plan. They can explain how our plans work and give you the information you need to choose a plan that's right for you.

You can buy your plan online, over the phone or with a specialist advisor from the comfort of your own home. Complete the form now to find out more.

 

Ways to buy - online, over the phone or through home appointment

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Why choose Avalon?

Award-winning funeral plan provider

Our plans are award-winning. We’ve been voted the 'Best Funeral Plan Provider' at the Personal Finance Awards every year since 2019. Not only that, but our Premium Plan is also Defacto 5* rated.

Avalon Promise for extra peace of mind

If you pass away before your plan is fully paid Avalon will still provide all the services in your plan once you’ve had your plan for 12 months in the UK or 18 months in the EU.

Rated excellent by our customers on Trustpilot

We have over 3,000 reviews on Trustpilot and are rated 'Excellent' by our customers. For over 25 years we’ve helped over 100,000 people feel reassured their funeral is planned and paid for.

Safe and secure

The money you pay for your plan is paid into an independently managed Trust and is held and safeguarded until the time it is needed to pay for the funeral. Avalon ensures that the Trust always has enough funds to provide the funerals of all our customers. But in the unlikely event that Avalon was to fail, the FSCS scheme guarantees to find an equivalent funeral plan replacement or financial compensation, which may be less than you paid in.

Local funeral directors

We work with local funeral directors to provide the funeral when the time comes. You can be sure that every one of the funeral directors in our network - 1,800 funeral directors in the UK and over 70 funeral directors in over 600 locations across Spain, Cyprus and Portugal - will deliver the high standards and personalised service you expect, and you and your family deserve.